Does Leasing Your Land for Hunting Require Insurance? (Yes. Here's Why.)
WildPass ยท August 25, 2026
Every state has a recreational-use statute that shields landowners who let people recreate for free. The moment you charge a fee, most of those shields weaken or vanish โ which means the income from a hunting lease arrives holding hands with liability you didn't have before.
The exposure
- Tree stand falls are the most common serious hunting injury โ and stands are often the landowner's
- A guest's guest, a neighbor's kid, a trespasser injured by a hazard you knew about: all potential claims
- Ordinary homeowner policies frequently exclude commercial recreational use
The fix costs less than one lease payment
- Hunt-lease liability policies commonly run $200โ500/year for $1โ2M coverage, priced per acre
- Specialists: American Hunting Lease Association, Outdoor Underwriters, Davis-Garvin; Farm Bureau affiliates write farm/ranch riders in every state
- Pair it with a signed guest waiver โ releases ordinary-negligence claims, though never gross negligence โ and honest hazard disclosure
Our state-by-state directory of providers is free at wildpass.club/insurance, and WildPass hosts can require a built-in liability waiver on every booking (guests sign at checkout, timestamped). To be plain about our own terms: WildPass provides no liability insurance to hosts โ the coverage decision is yours, which is exactly why we make it easy.
WildPass โ one map for bookable private land, public lands, and walk-in access programs across the US. Explore the map โ